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PetsBrisbane vet Michael O’Donoghue has seen too many people have to give up, or put down, their pets because they could not find a rental property that welcomed animals.

"It’s very heart-breaking, people euthanising their beloved pet because they can’t find accommodation," he said.

The People and Pets veterinarian is pushing for more pet-friendly rental properties to be made available to encourage more families to adopt animals and stop the displacement of loved family members.

According to the RSPCA, 30 per cent of pets surrendered to the organisation are from owners who cannot find adequate accommodation.

Mr O’Donoghue’s effort to publicise the need for more pet-friendly rentals, and his ideas for homes to be built to be more welcoming to cats and dogs, have been praised by the celebrity vet Katrina Warren as part of a competition calling for ways to create a pet-friendly world.

His perspective is also shared by Tenants Union of Queensland coordinator Penny Carr, who said renters struggled to find properties that allowed pets and often had to settle for homes which were unsuitable in the short term while finding a new home.

"It’s really difficult and I think it is really unfair especially for kids who are denied having a pet as a child because of these unreasonable restrictions," she said.

The Residential Tenancies Authority states a tenant can only keep pets on a premises if their tenancy agreement states pets are allowed.

It does not allow landlords to make pet owners pay a larger bond.

Property Owners Association of Queensland president Bruce McBryde said, apart from body corporates and real estate agents warning against landlords allowing pets, owners were also wary of the cost of damage to their properties and the difficulties in recouping those costs.

He said it was difficult to get tenants to take responsibility for damage caused by pets to rental properties since the RTA allowed for no extra protection for landlords.

"Ideally if you really want to make landlords more pet friendly you need to change the regulations to allow them to take a bigger bond," Mr McBryde said.

"At least then the landlord would have more incentive."

Mr McBryde also suggested routine treatment for carpeted homes.

"Perhaps in the legislation it could be mandated that if you have carpet you would need to have a flea treatment before you leave the property, similar to how tenants have the carpets shampooed," he said.

Mr O’Donoghue was supportive of the idea of mandating flea treatments when a pet owner leaves a carpeted property.

But he did not believe dogs and cats were more destructive than children or teenagers.

"Generally a normal bond should cover any sort of damage a pet could possibly do, it is only going to be a scratch on the wall or replace a bit of carpet," he said.

"But I find in my own personal experience that young children are more destructive to houses than pets are."

Ms Carr agreed.

"Tenants already have an obligation to restore the property to the same condition as it was when they got it except for fair wear and tear," she said.

"If tenants don’t restore their property there can be a claim against their bond and sometimes there are orders over and above the bond for tenants to compensate."

Ms Carr said she would love to run a test case on whether pet owners had a right to house pets on their rental property.

"I think there is an argument in saying that not allowing pets is a breach of the right to ‘quiet enjoyment of the property’," she said.

"You have a contract which says this is your home and you can’t do anything illegal in that home, but other than that you have a right to peace and comfort and privacy in using that property."

RSPCA spokesman Michael Beatty said the organisation urged landlords to be a lot more sympathetic to people who want to have pets.

"If you look at it logically someone who is going to take good care of their animal is going to take good care of their property," he said.

Mr Beatty said the Companion Animal Council provided contracts for landlords and tenants to sign when entering an agreement to allow pets on to a property.

Story by Dan Nancarrow, www.domain.com.au

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open for inspection

Open for inspection times, Saturday 21st January:

9:30am – 62 Edith Street, Alderley
10:00am – 804 Hamilton Road, McDowall
10:30am – 33/38 Kesteven Street, Albany Creek
11:15am – 3 Somers Street, Cashmere
11:30am – 102 Gordons Crossing Road W, Joyner
12:30pm – 22 Boulting Street, McDowall
1:30pm – 4 Ballinderry Street, Everton Park

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home loan dataAs we head into 2012 pondering where the housing market is headed – will it be down 10 per cent as some commentators are expecting, or will others be on the money with predictions of 5-7 per cent growth – there is some interesting news emerging about home loans.

Out today are figures showing mortgage holders are increasingly being lured by fixed rates.

Despite predictions about one, two or even three rate cuts coming over the next six months, a growing number of homeowners are locking in their rates now. Data from the Australian Bureau of Statistics shows fixed loans grew from 10.6 per cent of new housing loans before the most recent rate cut in November to 11.1 per cent.

And mortgage broker AFG reveals that 19.2 per cent of loans arranged through its business in December were issued at fixed rates, a big jump from 8.2 per cent six months earlier.

An odd move you may think given all the predictions are for official rates to fall further this year. But CommSec economist Savanth Sebastian argues people are simply getting in at what they can afford.

“It’s more about ensuring you can purchase a place within your budget and within your limits," he says. "While the risks are to the downside [for rates to fall], I think the fixed rate market has already priced in a couple more rate cuts,” he says.

In addition “even though the Reserve Bank will cut rates, the banks need to pass it on. So the fixed market is looking very attractive, not only do you need a couple more rate cuts [for variable rates to match fixed] but you need it all to be passed on as well to justify where the fixed market is.”

Many homebuyers may also be wary that should there be a swift change in the economy, rates can easily shoot back up. 

“We saw straight after the GFC how rates rose, it certainly would have caught some home buyers that were on the edge in terms of repayments, so at least this way they can sleep easy,” says Sebastian.

Further news on the home loan front could point to a slightly more positive year for property than last, where we saw prices fall across the board. Australian Bureau of Statistics figures have revealed that the number of new owner-occupier housing loans rose by 1.4 per cent in November while the value of loans rose by 2.2 per cent.

However, home loans aren’t being drawn down – rather potential buyers are simply getting their finance sorted and sitting back and waiting until the right time to buy.

So while for the past eight months there’s been consecutive jumps in the number of home loans being approved, in November the value of loans that had actually been drawn down was two per cent lower than a year ago, and commitments not advanced were almost 11 per cent higher than the previous year.

With all the concern about the state of the US and European economies, it’s little wonder buyers have been taking a cautious approach.

So just what will entice all these cashed-up potential home buyers to jump? Could a February rate cut be enough?

CommSec’s Sebastian thinks so. “Even the thought of rate cuts should prompt activity levels to increase over the next few months,” he says.

Story source: www.domain.com.au

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A Garden Focal Point

GardeningGreat gardens add value to your property.

A good idea when designing your garden is to add a focal point or feature. This can be a water feature, shaded sitting area, artwork or artefact.

These days there are many options available over the internet, in garden centres and even salvaging something unique from the tip.

Contemporary sculptures, large pots, collections of pots, screens and the use of metal are some ideas.

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New HomesNew home sales jumped in November in response to the Reserve Bank’s interest rate cut.

The sales of new homes rose 6.8 per cent in November, following a downwardly revised increase of 2.8 per cent in October, according to the Housing Industry Association – Jeld Wen new home sales report.

While detached house sales surged 9.8 per cent, apartment sales slumped 17 per cent, HIA said today.

“Interest rate cuts, both those we’ve had and those that are still warranted, provide a … catalyst for a sustained and strong recovery in new home building conditions,” said HIA chief economist Harley Dale.

The Reserve Bank in November lowered the interest rate to 4.5 per cent from 4.75 per cent, in response to increased concerns about the European sovereign debt crisis slowing the global economy and hurting Australia’s growth.

It was the first reduction since April 2009. In December the RBA cut the key rate by another 25 basis points.

Capital city home values also posted their first monthly rise in 2011 in November, edging up 0.1 per cent seasonally adjusted, according to RPData.com.

For the year to November, however, capital city home prices fell 3.5 per cent.

"This is a healthier but not unexpected result," Dr Dale said.

"With falling interest rates, a competitive building market, and a greater availability of skilled trades amidst still very soft overall demand conditions, now is clearly a good time to build a new home for those who are financially set to take that decision.

“There is, however, a long way to go to restore new home sales volumes to acceptable levels," he said. "At present sales volumes are running at least 20 per cent below what you could conservatively call
healthy."

Sales soar in NSW

The volume of detached house sales soared 22.8 per cent in New South Wales and 11.6 per cent in Victoria. They also rose 5.7 per cent in Western Australia and 4.7 per cent in Queensland. In South Australia they fell 11.3 per cent.

Mr Dale said a full recovery in housing activity wouldn’t emerge unless the government offered well-targeted stimulus and began to reform housing planning policy to cut the barriers to new housing supply.

Measures of growth in the construction sector show that it remains under pressure, as households borrow less and real estate prices keep housing out of reach for would-be buyers.

The Australian performance of construction index for December, released today, remained under the 50 point level separating expansion from contraction for the 19th straight month even as the index rose by 1.4 points to 41 in December, helped by the resources-related construction.

Australian Industry Group director of public policy Peter Burn said the two-speed economy was visible in construction data, with "a clear divide between the expanding engineering construction sub-sector and the still-contracting commercial and residential construction sub-sectors".

House building fell 5.7 points in December to minus-32.9.

"The increased pace of contraction in the house building sub-sector in December remains deeply concerning,"  Mr Burn said.

Story by Chris Zappone www.domain.com.au

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Get The Plan Right

When renovating for profit it is important to get the floor plan right.

Consumer’s tastes and expectations change over time and what was a modern floor plan in the 60’s isn’t any longer.

Here are some tips for getting the floor plan right.

  • Minimum TWO BEDROOMS – by adding an extra bedroom you will add value.
  • ADD AN ENSUITE – gone are the days where families survive around the one bathroom. It still happens, however it isn’t the preferred option. Where possible add an ensuite bathroom or shower.
  • LAUNDRY indoors. Most buyers prefer an indoor laundry as opposed to the old “wash shed” out back.
  • LARGE OPEN KITCHENS – Buyers like large open kitchens with plenty of bench space.

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Open for inspection times, Saturday 14th January:

9:30am – 33/38 Kesteven Street, Albany Creek
10:30am – 102 Gordons Crossing Road West, Joyner
10:30am – 2 Speilberg Street, McDowall
11:30am – 62 Edith Street, Alderley
12:00pm – 22 Boulting Street, McDowall

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new year real estateIf the saying what goes up must come down is true then surely what has gone down must come back up.

That’s the view of leading real estate agent Madeleine Hicks of LJ Hooker Everton Park.

Madeleine believes that the new year will see modest property price rises along with increased consumer confidence.

“This year the market has been sluggish however we all managed to survive. Seller’s had the opportunity to sell and buy in a soft market and buyers could negotiate a reasonable deal,” said Madeleine.

“The outlook for the new year is much brighter. Lower interest rates, with more cuts predicted should lead to an increase in buyer confidence. There are a number of good value properties on the market making the prospect of purchasing very attractive,” said Madeleine.

Whilst uncertainty over the “European crisis” still lingers like a black cloud the Australian property market could quietly climb out of its doldrums in the next twelve months.

For all your Real Estate needs contact Madeleine on 3355 6845 or 0413 733 617.

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raising the roof

AUSTRALIAN housing markets displayed a generally resilient performance in 2011, reflecting the inherent security of residential real estate in this country, particularly when compared with housing markets in similar open-market economies.

The year was always set to be a period of correction for Australia’s housing markets following the unsustainable growth in house prices recorded through 2009 and 2010.

Between January 2009 and June 2010, Melbourne’s quarterly median house price rose by nearly 30 per cent, with Sydney’s up by almost 20 per cent over the same period. All other capitals also recorded big rises in house prices over those 18 months.

Housing affordability crashed by the end of 2010, with surging house prices and rising interest rates combining to send buyers into hibernation.

Australian Property Monitors data has revealed that capital city housing markets have generally performed encouragingly in 2011 despite the pressure on housing affordability generated in 2010 and a mixed economic performance in 2011.

The national median price for houses over the year to October 2011 fell by just 1 per cent compared with the previous year, with median unit prices rising by 1.2 per cent over the year. The 2011 result follows a 17 per cent rise in the national median house price over the year to October 2010 and a 12.2 per cent rise in the median unit price over the same period.

The best capital city performers were Melbourne and Sydney, where annual median house prices rose by 1 per cent. Darwin and Adelaide house prices were flat and Hobart down 1.5 per cent.

The worst performers over the year were Brisbane and Perth, where annual median house prices fell by 3.5 and 4.75 per cent respectively.

The unit market clearly outperformed the housing market over the year to October 2011, with Sydney recording median unit price growth of 2 per cent followed by Melbourne and Darwin up by 1 per cent. Brisbane and Perth were again the underperformers, with annual unit prices falling by 1.3 per cent and 3.5 per cent respectively.

Bureau of Statistics data confirms the solid performance by Australian housing markets in 2011, with the number of owner-occupier housing loans rising by 2.4 per cent over the 10 months ending October compared with the same period in 2010.

New South Wales was the best performer with an increase of 8 per cent, with Western Australia surprisingly in second place with growth in home loans of 7 per cent over the year, courtesy of a surge in the past three months – indicating perhaps growing late-year momentum in that market.

By contrast, the number of home loans approved in Queensland in the year to October fell by 8.4 per cent compared with the same period in 2010.

The nature and strength of Australian housing markets in 2011 was always to be determined by the underlying supply and demand characteristics of individual markets and the strength of national and local economies.

In addition to the affordability barriers created by the prices surge and interest rate rises of 2009 and 2010, housing markets have had to encounter unexpected headwinds in 2011. The impact of the central Queensland and Brisbane floods was not restricted to the local housing markets. National economic output was affected through reduced coal exports and the cost of the reconstruction levy. Higher prices for fruit and vegetables also affected household budgets nationally.

The impact of catastrophic natural disasters on the national psyche and confidence cannot be underestimated, particularly given Australia’s recent propensity for financial conservatism, especially when it comes to buying or borrowing.

The Japanese earthquake and associated tsunami in March also contributed to lower economic growth and reduced consumer confidence.

Stalling economic growth in 2011 was also a product of continued mixed performances by various industry sectors, particularly retail, manufacturing, tourism and construction. As a consequence, all capitals recorded rises in unemployment through mid-year. All these factors combined to subdue consumer capacity and confidence and consequently dampen home buying activity through 2011.

Most Australian capital city housing markets are, however, set to record growth in median prices over 2012 as the national economy gathers strength. The Australian economy is primed to expand strongly on the back of a significant resources boom with the Organisation for Economic Cooperation and Development predicting gross domestic product will increase by 4 per cent over the year.

Melbourne, Adelaide and Hobart will be the underperformers in 2012, with median house price growth of between zero and 5 per cent.

Melbourne’s balanced housing supply and demand mix offers buyers a wide choice and it remains the most tenant-friendly capital city rental market. Affordability barriers, however, remain for home buyers.

With the Victorian economy showing signs of running out of puff, particularly as the recent construction boom abates, the housing market is set to drift sideways though 2012. The possibility remains of some growth in median house prices by the end of 2012 as the impact of a strong national economy filters through.

Dr Andrew Wilson is senior economist for Australian Property Monitors.

Source: BusinessDay

www.news.domain.com.au

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How to Recycle Old Toys

Teddy

 

If you’re a parent, you likely have several giant bins filled to the brim with toys for your little ones. And with Christmas (ho ho ho!) over you’re likely to have gotten toys in all shapes and sizes.  And while I’m no bah humbug, the relative size of our children’s toy boxes has become incredibly large given their small stature, and the environmental problems are equally ill-proportioned:

  • Mountains of trash: Of the 40 million toys thrown away annually, 13 million are put into the rubbish according to green living website www.ecolife.com.
  • Difficult recycling: Because toys are made from many different materials – plastics, metal, glass, computer components, and more – they are incredibly difficult to recycle and in many cases are not accepted by recycling facilities.

Once Christmas is over, we try to keep the toys under control (as well as our carbon footprint) by having a post-Christmas clean-up and getting rid of toys that haven’t been used or the children have simply grown out of.

Donating used toys to a good cause can be one of the most effective ways to recycle toys. Not only does this prevent garbage from being sent to landfills, it provides a second life for your used toys, which means the materials will go on functioning for many months or years to come. The sky’s the limit when it comes to donating used toys – use your imagination to find a person or charity who could use your second hand toys:

  • Children’s charities
  • Children’s hospitals
  • Churches
  • Day cares
  • Family members
  • Friends
  • Neighbours
  • Playgroups
  • Thrift shops like those through St Vincent de Paul or the Salvation Army

Not all toys can be donated to charities for various health and ethical reasons. To ensure that your toys have the best chance of being given away rather than trashed, consider these toy donation guidelines:

  • Toys should be nontoxic
  • Ensure that the toys are clean and are not missing parts
  • Broken toys are unlikely to be accepted, especially if they pose a choking hazard
  • Avoid toys with a religious theme unless you’re donating to a faith-based charity
  • Toys that require batteries are not as suitable for donation as they will require the parents of the child to purchase batteries (which may be out of their budget)
  • Toys made from things like fabric, cardboard, paper, and other absorbable materials are often rejected as they are difficult to clean and disinfect

In addition to donating used toys, there are many ways you can recycle toys so that they don’t end up in the landfill:

  • Contribute to a toy library: Some communities have toy libraries that are like book libraries – you can check toys in and out so that your child is never bored with their personal stash. Each toy library is unique to the local community, so the best way to find one in your area is to do a search online for your city/town name + “toy library.”
  • Sell or trade: Sometimes a toy is too valuable to simply give away, in which case you could try to sell it.
  • Recycling centers: Some communities have set up recycling programs for large plastic toys and metals toys as well, though you will need to call ahead to determine your recycling centre’s toy recycling policy.
  • Deconstruction: If your recycling centre will not take your toys as is, sometimes you can dismantle them yourself to recycle the various components, such as the paper, cardboard, metal, and plastic which can then be put with other recyclables of the same kind. Cardboard and paper components can also be composted.

If you have any good ideas for what can be done with second hand toys we’d love to hear from you.

Source:  www.ecolife.com

Read more on how to be green at www.yonderr.com.au

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